While I no longer work as a professional barista for Dunkin' Donuts, I did for several years during high school and college.

During that time, I noticed that one question kept popping up - whether EBT payments were an accepted form of payment at Dunkin' Donuts.

I’m here to set the record straight on whether or not Dunkin' stores accept EBT.

  • Electronic Benefits Transfer cards work like debit cards and can be used by SNAP participants to pay for food and groceries
  • Only a few states currently allow restaurants like Dunkin' to be accept EBT cards
  • Dunkin' items in grocery stores across the country can be bought with EBT cards
  • Dunkin' accepts other payment forms including debit, credit, Google Pay, and Apply Pay

Can You Actually Use EBT At Dunkin Donuts Stores?

You can use EBT at Dunkin' Donuts stores in certain states, but most states do not allow restaurants to accept EBT payments.

This is because only a few states are allowed to let restaurants apply to become members of the Restaurant Meals Program through SNAP.

So, the answer to whether or not Dunkin' Donuts accepts EBT is more complicated than just yes or no. The real question should be does Dunkin' Donuts take EBT where I live?

As I’m writing this, only 9 states currently accept EBT payments in restaurants and fast food chains like Dunkin'.

So even though Dunkin' Donuts is not currently a participating member of the RMP, it could be in the future.[1]

EBT Card On Light Background

1. States That Accept EBT At Dunkin Donuts

As of right now, you can only buy items at a restaurant using an EBT card in these states:

  • Arizona
  • California
  • Illinois
  • Michigan
  • Rhode Island
  • Maryland
  • Virginia
  • New York
  • Massachusetts

To top that off, only select stores in these states accept EBT. If you’re a resident of one of these states, it’s still a good idea to call ahead to ensure your EBT card is valid.

EBT Select US States

2. Other Options For Using EBT On Dunkin Donuts Products

While not many Dunkin' Donuts accept EBT, there are ways to “cheat” the system (and they’re all completely legal).

If you want to use your EBT card as a payment method for Dunkin', just head to the grocery store!

Most grocery stores carry Dunkin' Donuts' most popular coffee beans and grounds, Keurig pods, and even branded packaged food items, so just use your EBT card as you check out.


How To Buy Dunkin Using EBT Card (Only In Certain States)

While I haven’t personally used food stamps, I have done tons of research on this topic and even asked friends who are enrolled in the SNAP benefits program.[2]

From my research, I found that the steps to use your EBT card are quite simple. If you’re lucky enough to live in one of the approved states that accept EBT cards at Dunkin', here’s what to do:

  • Confirm that the Dunkin' Donuts location you’re about to visit is a participating RMP member. If so, head to the store.
  • Once there, order eligible food items and beverages that you plan to purchase. You can purchase items like breakfast sandwiches or coffee, but the full list may vary by location.
  • Before handing over your EBT card, inform the cashier that you’re using this form of payment option.
  • Then, use your EBT to pay - it’s basically like using a debit card, so you’ll have to enter a PIN.
  • If you’re in a state that does not accept SNAP payment at restaurants, shop for Dunkin' Donuts coffee at a grocery store instead.
dunkin donuts cold brew

What Exactly Is EBT Anyway? (How To Apply)

The government gives a much better explanation of an EBT card than I ever could. Here’s what the US gov has to say:

“Electronic Benefits Transfer (EBT) is an electronic system that allows a Supplemental Nutrition Assistance Program (SNAP) participant to pay for food using SNAP benefits. When a participant shops at a SNAP-authorized retail store, their SNAP EBT account is debited to reimburse the store for food that was purchased. EBT is in use in all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, and Guam. EBT has been the sole method of SNAP issuance in all states since June of 2004.”[3]

So what does this all mean? Well, in layperson's terms, EBT cards are used like debit cards to pay for SNAP benefits, aka food stamps.

The Application Process

SNAP is a state-run program, which means you must apply through your state government.

SNAP recipients have to meet certain requirements with your state to be eligible for government benefits, specifically in terms of income.[4]

To start the application process, low-income individuals must get in contact with their state’s specific agency.

You can do that by heading to your local SNAP office, visiting the agency’s website, or calling the SNAP hotline.

As soon as you're found eligible and your application is processed, you'll receive your EBT card in the mail. Each month, funds are added to the card and deducted automatically as you make purchases.

SNAP Logo Food Stamp Program

Does Dunkin Donut Accept Other Forms Of Payment?

It’s rare that I go into any restaurant or retailer and don’t have multiple options for making payments.

Dunkin' Donuts shops are fully on board with this trend - long gone are the days of only being able to buy coffee with credit, debit, or cash money.

While you may not be able to make EBT payments at Dunkin' Donuts, there are plenty of card-free and cash-free options, including:

  • Apple Pay
  • Google Pay
  • Samsung Pay
Apple Pay Samsung Pay And Google Pay

Other Stores That Accept EBT Cards

If your state is enrolled in the Restaurant Meals Program - remember, there are only 9 of them - you can use your EBT card at a long list of fast food restaurants.

Just a few participating restaurants that accept EBT include:

  • Domino’s
  • Subway
  • Burger King
  • Taco Bell
  • KFC

There are tons of grocery stores and retailers that accept EBT food stamps [5], including:

  • Target
  • Walmart
  • Kroger
  • Publix
  • Walgreens
  • Family Dollar
  • Aldi
  • CVS
  • Walgreens
  • Amazon

Some gas stations even accept EBT payments on prepared food items and beverages (as long as their non-alcoholic).


Common Questions About Using EBT Cards At Dunkin

Why doesn’t Dunkin accept EBT at some stores?

Dunkin' does not accept EBT at all locations because it is not officially a member of the Restaurant Meals Program in most states. However, all 50 states accept food stamps at grocery stores, and you can purchase Dunkin' Donuts coffee grounds at any location that accepts EBT cards.

Does Starbucks take EBT card?

No, Starbucks does not currently take EBT. For those of you wondering, though, you can use EBT benefits in many Starbucks locations within grocery stores, like Target or Kroger.

Does Dutch Bros take EBT card?

No, Dutch Bros does not accept EBT payments. SNAP food stamps are given to those in need of financial assistance for food, and Dutch Bros coffee does not qualify.

Can you buy donuts at the grocery store with EBT cards?

Yes, you can use your EBT card to buy donuts and donut holes at the grocery store. As long as you’re buying prepackaged snacks - and not prepared foods or hot meals - then your EBT card will be accepted.[6]


Conclusion

Let’s do a quick recap on whether or not Dunkin' Donuts accept EBT cards.

There are only 9 states (as of right now) that are included in the Restaurant Meals Program, and some Dunkin' Donuts locations are included in that program.

Even if you don’t live in one of these 9 states, EBT cards can be used to purchase eligible items like fresh Dunkin' coffee grounds or Keurig pods in grocery stores.

References:

1. https://www.fns.usda.gov/snap/retailer/restaurant-meals-program
2. https://www.benefits.gov/benefit/361
3. https://www.fns.usda.gov/snap/ebt
4. https://www.fns.usda.gov/snap/recipient/eligibility
5. https://usda-fns.maps.arcgis.com/apps/webappviewer/index.html?id=e1f3028b217344d78b324193b10375e4
6. https://www.ncoa.org/article/what-can-you-buy-with-snap 

Chloe Page

Author

Chloe Page
A lifelong mocha fan, Chloe is an award-winning writer with over eight years’ experience weaving words. Her journey in the coffee industry is highlighted by extensive research and interviews with coffee experts. In her moments of relaxation, you'll often find her sipping on Bird and Blend tea, thoughtfully scribbling in her notebook.

My favorite drink? I'd go with... Bird and Blend Co Tea

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